Insurance quotes – bit of a joke really!

[Kev_mk3]

Ok yesterday I was getting a few insurance quotes for research purposes and here are the results -


All quotes are for 10k per year – fully comp in my name – 4years NCB - no crashes and no points – kept in the garage with direct line

Astra mk3 1.8 16v cesaro (my current car) - £471
Astra mk4 1.8 sxi - £473
Corsa C 1litre Life – £331
Astra mk3 sport 2ltr 16v - £465
N reg 1.6 16 sport mk3 - £403
Mk3 astra GSI 2ltr 16v- £595
R reg mk3 1.6 16v sport - £445
Mk3 astra 1.4 8v - £368
Astra mk5 888 (diesel) - £634



I think its daft that my old 2ltr sport is cheaper to insure than my current 1.8 and that both 1.6 16v sports are the same yet they want £40 difference!! The 888 comes up as a VAUXHALL ASTRA 1.9D CDTI 150 DESIGN 3DR and you have to insure the bodykit, brakes, wheels, tuning etc all separate!



Oh well ill keep with my trusty 1.8 16v at the moment

 

[SimonP]

Bloody hell! I pay the average of that for a group 20 car!

 

[Rich]

Bloody hell! I pay the average of that for a group 20 car!

Must be an old age thing then.....

 

[InferNo]

My insurence is about £1500 for a 1.4....

 

[SimonP]

Must be an old age thing then.....

What's more funny is that I'm about 3 years younger than you!

 

[Rich]

What's more funny is that I'm about 3 years younger than you!

Its all good, i pay feck all anyway. thinks its about £208 FC and can
do anything i like without incuring any extra as long as i tell them.

 

[SimonP]

Liverpool Victoria were like that with mine. I think the biggest hike was when I installed the V6 in my old Cabrio, they added a whopping £46 to the premium! LOL That's about £4 a month!! I could also do whatever I wanted to the car and it wouldn't increase the premium. Told them what I thought it was worth and that was it.

Apparently, LV are now quite hard to get insurance with in respect to modified cars. I guess people took the **** a bit.

 

[Kev_mk3]

Well im only 22 so I don’t think its all to bad TBH but how the feck do insurance companys come up with there figures!!

Muppets…….. and simon you are old

 

[SimonP]

5 years older than you isn't old!

 

[Kev_mk3]

5 years older than you isn't old!

Ok ill let you off – back to “work� now


Boring

 

[Lisa]

If you're saying Simon's old then I must be too seeing as I'm older than you

My insurance is around £600 at the moment.

 

[16VSport]

I pay £393.75 fully comp with Direct Line for a P reg 1.6 16v 3 door sport. 3yrs NCB age 24.

nd that both 1.6 16v sports are the same yet they want £40 difference!!

Ones newer so its more likely if you bumped it they'd have to fix it rather than writing it off, also are they both the same number of doors as 3dr cars are cheaper to insure than 5 door ones.

 

[lewism]

Mines was £495 fully comp - 1yrs no claims 18 this year it should be less as ill have 2 years no claims

 

[marc lll]

just wonder how much be the quote for my newcar which is 3.0 v6 powered mitsubishi sigma

 

[Nathan...]

SimonP are u still with LV? im with them and they said to me any mods i do to the car wont increase my premium. just to let them know. i thought they had got it mistaken.. are they properly insured though?